A Better Mortgage Experience
Than You Will
Get Anywhere Else

Paul Meredith - Mortgage Brokers

A Better Mortgage Experience Than
You Will Get Anywhere Else

I’ve Purchased
A Home

I Need The Best Mortgage Rates!

Let’s get it done!

My Mortgage is Up
For Renewal

I deserve a better deal!

Start Here

I’m About To Buy
A Home

How Much Do I Qualify for?

Get Advice Now

Need Cash?
Own Your House?

We’ll Make This Easy For You.

Get Started

As seen on:

I’ve Purchased A Home. I Need a Mortgage! Get Qualified In Less Than 6 hours!

Whether You Have  20% Down Or Only 5%, We Can Get You The Lowest Mortgage Rates

Here are the facts:

Providing you have decent credit, you can buy a house in Ontario with as little as 5% down… as long as it’s not an income property.  You can buy your primary residence, a second home for a relative, a home for your kids, a cottage, etc… all with as little as 5% down.

Let’s explain how it works:

  • You need 5% on a home valued up to 500K
  • For higher valued homes, you’ll need 10% for the amount over and above 500K.
  • Anything over 1 million, you’ll need 20% down.

For example, if you are purchasing a home for $800,000, you’ll need 5% on the first $500,000 ($25,000), and then 10% of the additional $300,000 ($30,000) for a total of $55,000 down.  Note that buying with less than 20% down will require mortgage default insurance (CMHC).

It’s easy to see if you qualify:

Simply fill out this online application, we will acknowledge when we receive it, and then we’ll get back to you within 6 business hours to let you know how much you will qualify for and offer you one of the best mortgage rates around. It’s that simple!

My Mortgage is Up for Renewal – And I Deserve A Better Rate!

Yes, You Deserve A Better Rate!

Even bank employees know they can get better rates than the banks in many cases! That’s why so many of them come to us.  We highly advise that contact us 90 days in advance of your renewal date.  Typical processing time with no stress is 3 to 4 weeks in advance.  Have a renewal coming up in less than 30 days? No problem, we can still do it, but you need to START THE PROCESS NOW!  This is an absolutely free service for qualified borrowers.

Really, We Serve Everyone!

  • Bank Employees

  • Police Officers

  • Emergency Responders

  • Nurses

  • Lawyers

  • Small Business Owners

  • Doctors

  • First Time Buyers

  • IT & Tech Specialists

  • Contractors

  • Newly Weds

  • Divorcees

  • Teachers

  • REALLY… we serve EVERYONE

Why is it that WE can often get YOU get better rates than the bank? Because banks like to play what we call ‘the rate game’.  They advertise ‘posted rates’ which are much higher than market rates.  Then they offer you a discount off the posted rate to bring the rate down to the market rate.  Who doesn’t like to get a discount, right?  The truth is, the market rate is really just the going rate and is not really a discount at all.  It’s a rate you can find anywhere.  Banks have the biggest buildings in every city for a reason. They are VERY good at making money. We don’t play the rate game. We have one rule: get our client the best mortgage rates while we give you a better mortgage experience than you will get anywhere else!

As mortgage brokers we deal with many different mortgage lenders, we are constantly sourcing out lenders offering the lowest rates.  We get them competing for YOUR business! Market rates are not acceptable to us and they shouldn’t be acceptable to you either. We’re about saving you money on your mortgage.  Money that is better left in your pocket, as opposed to your banks.

Yes, You Deserve A Better Rate!

Even bank employees know they can get better rates than the banks in many cases! That’s why so many of them come to us.  We highly advise that contact us 90 days in advance of your renewal date.  Typical processing time with no stress is 3 to 4 weeks in advance.  Have a renewal coming up in less than 30 days? No problem, we can still do it, but you need to START THE PROCESS NOW!  This is an absolutely free service for qualified borrowers.

Really, We Serve Everyone!

  • Bank Employees

  • Police Officers

  • Emergency Responders

  • Nurses

  • Lawyers

  • Small Business Owners

  • Doctors

  • First Time Buyers

  • IT & Tech Specialists

  • Contractors

  • Newly Weds

  • Divorcees

  • Teachers

  • REALLY… we serve EVERYONE

Why is it that WE can often get YOU get better rates than the bank? Because banks like to play what we call ‘the rate game’.  They advertise ‘posted rates’ which are much higher than market rates.  Then they offer you a discount off the posted rate to bring the rate down to the market rate.  Who doesn’t like to get a discount, right?  The truth is, the market rate is really just the going rate and is not really a discount at all.  It’s a rate you can find anywhere.  Banks have the biggest buildings in every city for a reason. They are VERY good at making money. We don’t play the rate game. We have one rule: get our client the best rate while we give you a better mortgage experience than you will get anywhere else!

As we deal with many different mortgage lenders, we are constantly sourcing out lenders offering the lowest rates.  We get them competing for YOUR business! Market rates are not acceptable to us and they shouldn’t be acceptable to you either. We’re about saving you money on your mortgage.  Money that is better left in your pocket, as opposed to your banks.

I‘m About To Buy a House? How Much Money Do I Qualify For?

Our goal is to make this as easy as 1 – 2 – 3!

Step 1. Complete application online

Step 2. Provide Supporting Documents

Step 3. Get qualified in less than 6 business hours!

*all deals are different. Additional supporting documentation may be required.

Need Cash? Own Your House?

There are many reasons people want to refinance their homes. When it’s time to pu