
Michael De Luca
Michael has been working full-time in the real estate industry since 2015, bringing a comprehensive understanding of the housing market and lending landscape to the PMT Mortgage team. As a licensed mortgage agent level 2, Michael is well-versed in a wide range of mortgage solutions, including traditional A-lender products as well as alternative, private, and commercial financing.
Michael holds a Bachelor of Arts (Honours) in Law having focused his studies in the areas of corporate, business, and banking law. Having entered university in 2008, Michael researched and wrote on the global financial crisis, an experience that sharpened his insight into financial systems and borrower protections. Michael is currently pursuing his Accredited Mortgage Professional (AMPC) designation to deepen his expertise and commitment to the profession.
Integrity, ethics, and client service are the principles that guide Michael’s work. He takes pride in offering a thoughtful and transparent experience where clients feel supported and empowered at every stage. He is proud to be part of the PMT Mortgage team, an industry leader known for putting clients first and delivering mortgage solutions with unmatched care and professionalism.
In his spare time, Michael enjoys spending quality time with family, visiting Canada’s east coast, and making the most of the outdoors. He’s an avid reader and enjoys his time in the sun and cycling in the city.